Privat24 Integration & Open Banking Solutions

OpenData / OpenBanking driven compliant, runnable API implementations and protocol analyses for Privat24

Starting at $300
Delivery with runnable source code and documentation; pay on acceptance
OpenData · OpenBanking · Protocol Analysis · Data Delivery

Safely connect Privat24 accounts, transactions, and payments to your systems

We provide end-to-end delivery—from protocol reverse engineering and authorization workflow to OpenAPI / SDK runnable source code—covering personal users, business accounts, and merchant payments.

Transactions & Reconciliation Sync — Filter by time range, account/card, transaction type; export as JSON / CSV / Excel; supports incremental scraping and breakpoint resume.
Account Authorization & Session Management — Simulate or integrate authorization flows (based on user consent and open APIs), with secure token refresh, session management and multi-device binding strategies.
Payments & Transfers — Interface packaging for card-to-card, IBAN transfers, mobile top-ups, and SWIFT remittances; includes error handling flows.
Enterprise & Merchant Modules — Enterprise account balance/transaction queries, bulk payment templates, settlement confirmations and reconciliation automation.
Get a quote View deliverables

What we deliver (sample)

Standard Deliverables

  • OpenAPI / Swagger docs and sample requests/responses
  • Protocol & authorization flow analysis (including session chains, encryption/signature points)
  • Runnable backend code (Python / Node.js) with deployment instructions
  • Automated testing scripts and integration test plan
  • Compliance guidance and data minimization strategies

Interface Example: Query Account Balance & Transactions

# Example: fetch user balances & transactions (pseudo)
GET /api/v1/privat24/account/balance
Authorization: Bearer <ACCESS_TOKEN>

Response 200 {
  "account_id": "user_abc123",
  "product": "Privat24",
  "available_balance": 1250.50,
  "accrued_yield_today": 0.12
}

POST /api/v1/privat24/transactions/query
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json
{
  "account_id": "user_abc123",
  "from": "2025-10-01",
  "to": "2025-10-20",
  "page": 1,
  "page_size": 50
}

Response 200 {
  "transactions": [
    {"txn_id":"TXN001","date":"2025-10-05","amount":-450.00,"desc":"Pago OXXO","status":"COMPLETED"}
  ]
}

Credit & Card Scenarios

We provide loan applications, credit limit approvals with callbacks, loan disbursement via CLABE / partner channels, repayment status callbacks and card application with cashback settlement examples.

Core Benefits

  • Compliance-first: all implementations based on user authorization or open APIs; provide privacy and retention guidance
  • Runnable source code: quick production deployment in client environments
  • Cross-platform support: Android/iOS protocol paths and backend SDKs (Python/Node/Go)
  • Financial-domain focus: hands-on with banking protocols, SWIFT, IBAN, taxation & auditing

Compliance & Privacy

All implementations are based on customer authorization or open APIs; provide data minimization, auditing logs, and privacy guidance. NDA available if needed.

API Integration Guide (Quick Start)

  1. Provide target app name and required capabilities (e.g., reconciliation export / real-time receipts / bulk payments).
  2. Authorization approach: OAuth2 or API Key; session capture and secure proxy can be supported if needed.
  3. Design interfaces: output OpenAPI specs, authentication flows and error handling strategies.
  4. Implementation & testing: runnable service code with sample, include unit tests
  5. Go-live & delivery: operations guidance, monitoring metrics and compliance documentation; 15-day bug fix window after delivery

About Our Studio

We are a studio focused on app protocol analysis and compliant API integration. Our team comes from banking, payments, and cloud services; we provide end-to-end delivery including protocol reverse engineering, interface reconstruction, and OpenData integration, with multi-language support and enterprise deployment.

  • Supports Android / iOS authentication paths and API reconstruction
  • OpenAPI, SDK, test scripts and deployment examples
  • Compliance consulting: GDPR/local data protection, KYC, and data minimization
  • Transparent pricing: starting at $300, with sample-first payment options

View Contact / Submit Request

📱 Original App: Privat24 complete overview (collapsed) — click to expand

Overview

Privat24 (package name ua.privatbank.ap24) is PrivatBank's mobile banking app offering multi-service accounts for individuals and businesses, including account management, transfers, payments, foreign exchange and loans. PrivatBank is regulated by the central bank and operates under local licenses.

Core Features (summary)

  • Cashbacks and deposits: loyalty programs, multi-currency deposits (UAH, USD, EUR), national rebate cards
  • Transfers & payments: card-to-card, IBAN transfers, SWIFT remittances, mobile top-ups, utility payments
  • Card & account management: set payment/withdrawal limits, online card issuance, virtual cards, Google Pay integration
  • Loans & installments: adjust credit limits, mortgage and auto loan applications, MSI management
  • Accounting & analytics: income/expense analytics, envelope savings goals, recurring payments
  • Business features: freelancer transfers, account statements, sharing account details with counterparties
  • Additional services: tickets, insurance, parking payments, donations, ATM & branch locating
  • Junior services: task rewards; premium clients have dedicated account managers and concierge

Compliance Statement

PrivatBank holds licensing and operates under local regulatory frameworks. Any integration work should be based on explicit user authorization or PrivatBank public/commercial API channels, and comply with applicable laws and data protection requirements.

(This fold content is a technical/functional summary for integration reference only.)